We live in a material world that has many attractive gadgets like cellular
phones to tablets that we may desire to own. These different gadgets cost a lot
of money to obtain. In spending the money for these different gadget, the
question is do we really need them?
Discipline
In being vigilant about knowing what
we need as opposed to what we want, we can tell whether we spend on a certain
thing. If we had the money to spare, then we could buy what we wanted. If we truly
need a certain thing then no questions should be asked about whether or not to
spend for it. It is a necessity after all.
Having the discipline not to act on
impulse is a very important factor to consider in saving money. Shopping for
things can be a rather impulsive action for others, so it is very important to install
the discipline within ourselves to question whether we want or need a certain
thing. Purchasing a certain thing comes after we determine within ourselves
whether we need. In fact it is the only time when we should get that certain
thing.
We never know what surprises may occur in our lives that we will need
emergency funds to be able to handle any situations that come. It is better to
be prepared then to have a situation one day like an unforeseen car problem
that will require a hefty sum of cash to afford the repair. We may also have
loved ones who need to be hospitalized due to health reasons and will need the
funding for the hospital bills. In disciplining ourselves, we are preparing for
the uncertainties that the future hold. After all, it is better to be prepared
than unprepared.
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